I like to think of semi-retire FIRE as a more chilled out version of the traditional FIRE (financial independence retire early) movement.
Before I came across the FIRE movement, I often used to think the idea of working 5 days a week and getting just 2 days off to do what I chose to do, for the next 30 to 40 years just didn’t seem like a well balanced life to me.
So when I came across the idea of FIRE in my mid thirties it immediately piqued my interest.
I read all the classic FIRE blogs like Mr Money Moustache and JL Collins The simple path to wealth. But after doing the calculations to work out when I would hit financial independence, on my average salary and potential savings rate, I wasn’t going to reach FIRE much before age 60, and not that many years before my official retirement age. The trade off wasn’t worth that. I didn’t want to put my life on hold until a magical date 25 years in the future when I could finally get my freedom and financial independence.
But rather than give up on the idea as nonsense or only for other people, I decided to embark on my own version of it.
Introducing Semi-Retire FIRE
I still use the same principles and techniques of FIRE but to reach a stage where I have enough passive income from investments to never have to work full time again. I could subsidise my lifestyle and current income to work just 2 or 3 days a week, or work part time on a lifestyle business or freelance basis. Still giving me flexibility and more time to do what I wanted to do. And crucially would hit that number far sooner than 25 years!
And that’s how it all started.
If you want to find out more about how I did this I will be posting regularly on this site so do keep reading and hopefully I will inspire you to start your own Sem-retire FIRE journey.
Semi-Retire FIRE 